Citizens, Inc , through its subsidiaries, provides life insurance products in the United States and internationally.
infoCitizens is a micro cap stock with a total market cap of 123.65M.
infoThey trade on the NYSE and had their IPO 42 years and 6 months ago.
infoCitizens currently employs 224 people.
infoAs of Friday, Jun 23 2023, Citizens’s share price is $2.48.
News Relating to Citizens
InvestorPlace
7 Meme Stocks That Are Actually Worth Betting On
Wednesday Nov 16 2022 at 18:45
In 2021, meme stocks or investments that generated intense grassroots interest (typically via public internet forms) were all the rage. In 2022? Not so much.
Seeking Alpha
Champion Iron Limited (CIAFF) Q2 2023 Earnings Call Transcript
Saturday Oct 29 2022 at 15:02
Champion Iron Limited (OTCQX:CIAFF) Q2 2023 Earnings Conference Call October 27, 2022 8:30 AM ET Company Participants Michael Marcotte – Senior Vice President, Corporate Development and Capital Markets David Cataford – Chief Executive Officer Michael O’Keeffe – Executive Chairman Alexandre Belleau – COO Donald Tremblay – CFO Conference Call Participants Alexander Jackson – RBC Capital Markets Gordon Lawson – Paradigm Capital Craig Hutchison – TD Securities Dalton Baretto – Canaccord Genuity Stefan Ioannou – Cormark Securities Lucas Pipes – B. Riley Securities Jacques Wortman – Laurentian Bank Operator Good day, ladies and gentlemen, and welcome to the Champion Iron Limited Second Quarter Results of the Fiscal Year 2023 Conference Call.
Seeking Alpha
Champion Iron Limited (CIAFF) CEO David Cataford on Q1 2023 Results – Earnings Call Transcript
Saturday Jul 30 2022 at 12:58
Champion Iron Limited (OTCQX:CIAFF) Q1 2023 Earnings Conference Call July 28, 2022 8:30 AM ET Company Participants Michael Marcotte – Senior Vice President, Corporate Development and Capital Markets David Cataford – Chief Executive Officer Michael O’Keeffe – Executive Chairman Conference Call Participants Craig Hutchison – TD Bank Lucas Pipes – B. Riley Securities Gordon Lawson – Paradigm Capital Alex Jackson – RBC Capital Brian MacArthur – Raymond James Jacques Wortman – Laurentian Bank Operator Good morning, ladies and gentlemen and welcome to the Champion Iron Limited First Quarter Results of the Fiscal Year 2023 Conference Call.
PRNewsWire
Citizens Announces Q2 2021 Financial Results
Thursday Aug 05 2021 at 16:09
AUSTIN, Texas, Aug. 5, 2021 /PRNewswire/ — Citizens, Inc. (NYSE: CIA) today announced Q2 2021 financial results showing $0.10 earnings per share, a $0.12 increase over the prior year. The significant improvement is driven by higher realized gains and was positively impacted by higher premium revenue in the quarter due to focused sales campaigns and lower sales in the prior year as a result of the impact of the COVID-19 environment.
PRNewsWire
Citizens Announces Sheryl Kinlaw As New Chief Legal Officer
Tuesday Jul 13 2021 at 09:29
AUSTIN, Texas, July 13, 2021 /PRNewswire/ — Citizens, Inc. (NYSE: CIA) today announced that Sheryl Kinlaw has been appointed Chief Legal Officer, reporting directly to Gerald W. Shields, Vice-Chairman of the Board and interim CEO, effective immediately.
PRNewsWire
Citizens Welcomes Security Plan Plus™ To The Offerings For Louisiana, Mississippi, And Arkansas
Thursday Jul 01 2021 at 10:20
AUSTIN, Texas, July 1, 2021 /PRNewswire/ — Security Plan Life Insurance Company (SPLIC), a subsidiary of Citizens, Inc. (NYSE: CIA) recently announced a new product and new services that capitalizes upon Citizens’ long history of selling insurance in the United States. SPLIC has been in the insurance market since 1948, bringing a range of insurance products with its unique value proposition to our Home Service market, particularly Louisiana, Mississippi, and Arkansas.
PRNewsWire
Citizens Shareholders Approve Say-On-Pay
Monday Jun 07 2021 at 16:27
AUSTIN, Texas, June 7, 2021 /PRNewswire/ — Citizens, Inc. (NYSE: CIA) announced that its shareholders approved the Company’s say-on-pay proposal for the first time in three years. The Company has taken steps to enhance its executive compensation program, demonstrating its continued commitment to adopt market best practices and align company goals with shareholder expectations.
PRNewsWire
Citizens Board Committed To Advance Diversity
Thursday May 27 2021 at 13:46
AUSTIN, Texas, May 27, 2021 /PRNewswire/ — Citizens, Inc. (NYSE: CIA) today again demonstrated a continued commitment to Board diversity by announcing that the Board has voted to expand the size of the Board from nine to ten directors. This expansion leaves three openings on the Board.
Benzinga
Insurance Stock Gainers And Losers In Tuesdays Premarket Session
Tuesday Apr 20 2021 at 15:03
Here are the insurance stocks that are moving in Tuesday’s premarket session on the stock market . Gainers Lincoln National Corp (NYSE: LNC) stock fell by 0.35% to $64.78 during Monday’s trading session.
PRNewsWire
Citizens Granted Regulatory Approval To Purchase Class B Shares Giving Control Back To The Company
Friday Apr 16 2021 at 16:05
AUSTIN, Texas, April 16, 2021 /PRNewswire/ — Citizens, Inc. (NYSE: CIA) today announced that on April 12, 2021, final regulatory approval was granted, enabling the Harold E. Riley Foundation (the “Foundation”) to transfer all of the Class B common stock back to Citizens, Inc. As previously disclosed, on February 5, 2021, Citizens, Inc. entered into a Purchase and Sale Agreement with the Foundation to purchase 100% of the Company’s Class B common stock from the Foundation at an aggregate purchase price of $9,090,463.80 (the “Class B Transaction”) which was paid on March 5, 2021.
Citizens Bankruptcy Risk
Derived from SEC.GOV filing dataopen_in_new
The Altman Z-score is a formula that measures a company’s financial health and bankruptcy risk. It assigns a numerical score based on various financial ratios. The Z-score is divided into different zones. If the Z-score is above 2.99, it indicates a lower bankruptcy risk, classifying the company as ‘safe’ or ‘non-distressed’. If the score falls below 1.81, it suggests a higher risk, indicating potential financial distress or bankruptcy. The range between 1.81 and 2.99 is called the ‘gray zone’ or zone of ambiguity.
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Citizens’s Altman Z-score is 1.6 which is in the distress zone. This indicates a higher risk of financial distress and potential bankruptcy for the company. It can serve as a warning sign of significant financial challenges, requiring careful consideration by potential investors.
Citizens Insider Trading
Derived from SEC.GOV filing dataopen_in_new
Insider trading is when individuals employed by a company buy or sell its securities following legal procedures and regulations. Company executives, directors, and employees may be permitted to buy or sell shares if they follow specific rules, such as filing a Form 4 with the SEC within two business days.
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Over the last 3 months, 3 insiders have bought $165.52K of common stock in Citizens on the stock market with no insider selling.
Debt & Income Analysis
Derived from SEC.GOV filing dataopen_in_new
Income quality measures a company’s operating cash flow to net income ratio. It helps investors and analysts assess the sustainability of a company’s earnings. A high QIR indicates strong cash flows, while a low QIR may indicate non-operating activities driving net income.
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Citizens’s Income Quality of -20.57 is lower than its Industry Group of 1.88 (-1194.1% lower)
Citizens’s Income Quality of -20.57 is lower than its Major Industry Group of 1.32 (-1658.3% lower)
Citizens’s Income Quality of -20.57 is lower than its Sector of 1.17 (-1858.1% lower)
Derived from SEC.GOV filing dataopen_in_new
Current ratio measures a company’s ability to pay off short-term debt with its current assets (assets that a company expects to use up or convert to cash within a year). It represents the $ amount of current assets a company has for every $1 of short-term debt. A high current ratio above 1.0 indicates that a company can meet its short-term obligations, while a low current ratio below 1.0 suggests difficulty.
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Citizens’s Current Ratio of 2352.63 is greater than its Industry Group of 33.7 (6881.1% greater)
Citizens’s Current Ratio of 2352.63 is greater than its Major Industry Group of 10.09 (23216.5% greater)
Citizens’s Current Ratio of 2352.63 is greater than its Sector of 2.34 (100439.7% greater)
Value Analysis
Derived from SEC.GOV filing dataopen_in_new
PE ratio (price-to-earnings), measures a company’s stock price relative to its earnings per share. It helps investors evaluate whether its stock is overvalued or undervalued. A higher PE ratio indicates that investors are willing to pay more for a company’s earnings, while a lower PE ratio (above zero) suggests the company could be undervalued.
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Cannot compare a negative PE Ratio (-48.78 & 6.35)
Cannot compare a negative PE Ratio (-48.78 & 6.79)
Cannot compare a negative PE Ratio (-48.78 & 8.54)
Derived from SEC.GOV filing dataopen_in_new
The PB ratio (price-to-book), measures a company’s stock price relative to its book value (net value of a company’s assets reported on its balance sheet, after subtracting debt) per share. It is used to evaluate a company’s valuation, with a lower PB ratio (above zero) indicating a lower valuation and a higher PB ratio suggesting overvaluation.
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Citizens’s PB Ratio of 0.8 is greater than its Industry Group of 0.55 (45.5% greater)
Citizens’s PB Ratio of 0.8 is in line with its Major Industry Group of 0.86 (-7.0% lower)
Citizens’s PB Ratio of 0.8 is lower than its Sector of 0.93 (-14.0% lower)
Efficiency Analysis
Derived from SEC.GOV filing dataopen_in_new
ROE (Return on Equity), is a financial ratio that measures a company’s profitability relative to its shareholders’ equity (the amount of value in a company that belongs to the people who own shares). It indicates how efficiently a company generates profits per unit of equity invested. A high ROE suggests effective use of equity, while a low ROE indicates inefficiency.
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Citizens’s ROE of -0.02 is lower than its Industry Group of 0.01 (-300.0% lower)
Citizens’s ROE of -0.02 is lower than its Major Industry Group of 0.01 (-300.0% lower)
Citizens’s ROE of -0.02 is lower than its Sector of 0.07 (-128.6% lower)
Derived from SEC.GOV filing dataopen_in_new
ROCE (Return on Capital Employed), is a financial ratio that measures a company’s profitability relative to the amount of capital invested in its operations. It indicates how well a company is generating profits from its capital investments. A high ROCE suggests effective use of capital, while a low ROCE indicates inefficiency.
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Cannot compute a percentage difference when there are zeros in the calculation
Cannot compute a percentage difference when there are zeros in the calculation
Cannot compute a percentage difference when there are zeros in the calculation