FNCB Bancorp, Inc operates as the bank holding company for FNCB Bank that provides retail and commercial banking services to individuals, businesses, local governments, and municipalities in Northeastern Pennsylvania.
infoFNCB Bancorp is a micro cap stock with a total market cap of 118.69M.
infoThey trade on the NASDAQ and had their IPO 23 years and 8 months ago.
infoFNCB Bancorp currently employs 209 people.
infoAs of Friday, Jun 23 2023, FNCB Bancorp’s share price is $6.03.
News Relating to FNCB Bancorp
Seeking Alpha
FNCB Bancorp: High Dividend Yield With A Flattish Earnings Outlook
Saturday Mar 11 2023 at 03:39
Deposit re-pricing will outpace loan re-pricing until a little after the end of the up-rate cycle. Therefore, the margin will likely continue to contract in the first nine months. The state of the regional economy is currently mixed. Hence, I’m expecting loan growth to be subdued compared to previous years.
InvestorPlace
7 Stocks to Buy This Week
Monday Sep 19 2022 at 12:01
To discuss intriguing stocks to buy this week runs into a timing issue. After all, the major indices melted down for the week ending Sept.
Seeking Alpha
FNCB Bancorp: High Dividend Yield, Flattish Earnings Outlook
Monday Aug 29 2022 at 05:03
Strength in Pennsylvania’s job market and satisfactory regional economic activity will likely support loan growth through the end of 2023. The margin will suffer from the rising rate environment as the re-pricing of liabilities will overtake the re-pricing of assets.
Seeking Alpha
FNCB Bancorp: A 3.16% Yield With A Sub-30% Payout Ratio
Monday Apr 04 2022 at 10:00
FNCB Bancorp is the holding company of a small community bank in Pennsylvania with just under $1.7B in total assets.
Seeking Alpha
FNCB Bancorp: This Undervalued Under-The-Radar Bank Has Upside
Tuesday Sep 07 2021 at 12:39
Cost reductions driving widening net interest income. Loans and deposits both growing while asset quality has improved.
Seeking Alpha
21 Upcoming Dividend Increases Including 1 Dividend King
Thursday Aug 26 2021 at 11:00
All stocks have at least five fiscal years of dividend growth history and come from the U.S. Dividend Champions List. They have an average increase of 10.3% and a median increase of 6.7%.
GlobeNewsWire
FNCB Bancorp, Inc. Announces 30% Increase in Second Quarter 2021 Net Income
Friday Jul 30 2021 at 16:05
DUNMORE, Pa., July 30, 2021 (GLOBE NEWSWIRE) — FNCB Bancorp, Inc. (NASDAQ: FNCB; http://www.fncb.com), the parent company of Dunmore-based FNCB Bank (the “Bank”), (collectively, “FNCB”) today reported net income of $5.2 million, or $0.26 per basic and diluted share, for the three months ended June 30, 2021, an increase of $1.2 million, or 30.0% from $4.0 million, or $0.20 per basic and diluted share, for the same three months of 2020. The increase in second quarter 2021 earnings was largely due to a $2.4 million increase in net interest income, coupled with a $0.7 million reduction in the provision for loan and lease losses. These positive factors were partially offset by a $0.8 million reduction in non-interest income and a $0.8 million increase in non-interest expense. For the six months ended June 30, 2021, net income totaled $11.1 million, or $0.55 per basic and diluted share, an increase of $5.0 million, or 81.8%, from $6.1 million, or $0.30 per basic and diluted share, for the same six months of 2020. The earnings improvement for the year-to-date period ending June 30, 2021 was primarily due to a $4.7 million increase in net interest income, coupled with $1.6 million reduction in the provision for loan and lease losses, partially offset by a $0.8 million increase in non-interest expense.
Seeking Alpha
Dividend Growing Small- And Mid-Cap Companies Watchlist
Sunday Jun 13 2021 at 11:41
Small- and mid-cap stocks tend to outperform large-cap peers due to their small size. In this article, I will look for the most undervalued small- and mid-cap stocks from the CCC list.
GlobeNewsWire
FNCB Bancorp, Inc. Announces First Quarter 2021 Net Income
Friday Apr 30 2021 at 16:30
DUNMORE, Pa., April 30, 2021 (GLOBE NEWSWIRE) — FNCB Bancorp, Inc. (NASDAQ: FNCB; http://www.fncb.com), the parent company of Dunmore-based FNCB Bank (the “Bank”), (collectively, (“FNCB”) today reported net income of $5.8 million, or $0.29 per basic and diluted share, for the three months ended March 31, 2021, an increase of $3.7 million, or 182.7% from $2.1 million, or $0.10 per basic and diluted share, for the same three months of 2020. The increase in earnings comparing the first quarters of 2021 and 2020 was primarily due to a $2.2 million, or 24.2%, increase in net interest income, a $1.1 million, or 63.8%, increase in non-interest income, and a $1.0 million, or 83.8%, reduction in the provision for loan and lease losses. These positive factors were partially offset by an $0.5 million, or 117.0%, increase in income tax expense, which was due to the higher level of pre-tax net income.
GlobeNewsWire
FNCB Bank Appoints James F. Burke Executive Vice President, Chief Banking Officer
Tuesday Feb 16 2021 at 16:05
DUNMORE, Pa., Feb. 16, 2021 (GLOBE NEWSWIRE) — FNCB Bancorp, Inc. (NASDAQ: FNCB) (“FNCB”) today announced that James F. Burke will be joining FNCB Bank as Executive Vice President, Chief Banking Officer.
FNCB Bancorp Bankruptcy Risk
Derived from SEC.GOV filing dataopen_in_new
The Altman Z-score is a formula that measures a company’s financial health and bankruptcy risk. It assigns a numerical score based on various financial ratios. The Z-score is divided into different zones. If the Z-score is above 2.99, it indicates a lower bankruptcy risk, classifying the company as ‘safe’ or ‘non-distressed’. If the score falls below 1.81, it suggests a higher risk, indicating potential financial distress or bankruptcy. The range between 1.81 and 2.99 is called the ‘gray zone’ or zone of ambiguity.
Learn more at Investopediaopen_in_new
FNCB Bancorp’s Altman Z-score is 0.59 which is in the distress zone. This indicates a higher risk of financial distress and potential bankruptcy for the company. It can serve as a warning sign of significant financial challenges, requiring careful consideration by potential investors.
FNCB Bancorp Insider Trading
Derived from SEC.GOV filing dataopen_in_new
Insider trading is when individuals employed by a company buy or sell its securities following legal procedures and regulations. Company executives, directors, and employees may be permitted to buy or sell shares if they follow specific rules, such as filing a Form 4 with the SEC within two business days.
Learn more at Investopediaopen_in_new
Over the last 3 months, 1 insider has bought $6.24K and 7 insiders have sold $38.76K of common stock in FNCB Bancorp on the stock market. This represents a net trade value of $32.52K sold.
Debt & Income Analysis
Derived from SEC.GOV filing dataopen_in_new
Income quality measures a company’s operating cash flow to net income ratio. It helps investors and analysts assess the sustainability of a company’s earnings. A high QIR indicates strong cash flows, while a low QIR may indicate non-operating activities driving net income.
Learn more at WallStreetPrepopen_in_new
FNCB Bancorp’s Income Quality of 1.13 is lower than its Industry Group of 1.34 (-15.7% lower)
FNCB Bancorp’s Income Quality of 1.13 is lower than its Major Industry Group of 1.34 (-15.7% lower)
FNCB Bancorp’s Income Quality of 1.13 is in line with its Sector of 1.17 (-3.4% lower)
Derived from SEC.GOV filing dataopen_in_new
Current ratio measures a company’s ability to pay off short-term debt with its current assets (assets that a company expects to use up or convert to cash within a year). It represents the $ amount of current assets a company has for every $1 of short-term debt. A high current ratio above 1.0 indicates that a company can meet its short-term obligations, while a low current ratio below 1.0 suggests difficulty.
Learn more at Investopediaopen_in_new
FNCB Bancorp’s Current Ratio of 647.21 is greater than its Industry Group of 7.47 (8564.1% greater)
FNCB Bancorp’s Current Ratio of 647.21 is greater than its Major Industry Group of 9.19 (6942.5% greater)
FNCB Bancorp’s Current Ratio of 647.21 is greater than its Sector of 2.34 (27558.5% greater)
Value Analysis
Derived from SEC.GOV filing dataopen_in_new
PE ratio (price-to-earnings), measures a company’s stock price relative to its earnings per share. It helps investors evaluate whether its stock is overvalued or undervalued. A higher PE ratio indicates that investors are willing to pay more for a company’s earnings, while a lower PE ratio (above zero) suggests the company could be undervalued.
Learn more at Investopediaopen_in_new
FNCB Bancorp’s PE Ratio of 6.33 is lower than its Industry Group of 7.28 (-13.0% lower)
FNCB Bancorp’s PE Ratio of 6.33 is lower than its Major Industry Group of 7.51 (-15.7% lower)
FNCB Bancorp’s PE Ratio of 6.33 is lower than its Sector of 8.54 (-25.9% lower)
Derived from SEC.GOV filing dataopen_in_new
The PB ratio (price-to-book), measures a company’s stock price relative to its book value (net value of a company’s assets reported on its balance sheet, after subtracting debt) per share. It is used to evaluate a company’s valuation, with a lower PB ratio (above zero) indicating a lower valuation and a higher PB ratio suggesting overvaluation.
Learn more at Investopediaopen_in_new
FNCB Bancorp’s PB Ratio of 0.94 is greater than its Industry Group of 0.73 (28.8% greater)
FNCB Bancorp’s PB Ratio of 0.94 is greater than its Major Industry Group of 0.7 (34.3% greater)
FNCB Bancorp’s PB Ratio of 0.94 is in line with its Sector of 0.93 (1.1% greater)
Efficiency Analysis
Derived from SEC.GOV filing dataopen_in_new
ROE (Return on Equity), is a financial ratio that measures a company’s profitability relative to its shareholders’ equity (the amount of value in a company that belongs to the people who own shares). It indicates how efficiently a company generates profits per unit of equity invested. A high ROE suggests effective use of equity, while a low ROE indicates inefficiency.
Learn more at Investopediaopen_in_new
FNCB Bancorp’s ROE of 0.15 is greater than its Industry Group of 0.1 (50.0% greater)
FNCB Bancorp’s ROE of 0.15 is greater than its Major Industry Group of 0.1 (50.0% greater)
FNCB Bancorp’s ROE of 0.15 is greater than its Sector of 0.07 (114.3% greater)
Derived from SEC.GOV filing dataopen_in_new
ROCE (Return on Capital Employed), is a financial ratio that measures a company’s profitability relative to the amount of capital invested in its operations. It indicates how well a company is generating profits from its capital investments. A high ROCE suggests effective use of capital, while a low ROCE indicates inefficiency.
Learn more at Investopediaopen_in_new
FNCB Bancorp’s ROCE of 0.02 is in line with its Industry Group of 0.02
FNCB Bancorp’s ROCE of 0.02 is in line with its Major Industry Group of 0.02
FNCB Bancorp’s ROCE of 0.02 is in line with its Sector of 0.02