Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific It operates through two segments, Scores and Software.
infoFair Isaac is a large cap stock with a total market cap of 21.37B.
infoThey trade on the NYSE and had their IPO 36 years and 1 month ago.
infoFair Isaac currently employs 3437 people.
infoAs of Wednesday, Aug 23 2023, Fair Isaac’s share price is $859.91.
News Relating to Fair Isaac
Seeking Alpha
Fair Isaac Continues Growth But Valuation Is High
Wednesday Aug 16 2023 at 17:32
Fair Isaac Corporation recently reported strong financial results, beating revenue and EPS estimates. The company offers credit scoring and software solutions to organizations globally. Revenue growth is accelerating, but the stock’s valuation is high and loan originations may slow due to higher-for-longer interest rates.
GuruFocus
Fair Isaac: Good Growth, but Expensive Stock
Monday Aug 07 2023 at 16:51
One of the most important personal financial planning tools for consumers is keeping a high credit score. A decent credit score has the potential to save borrowers thousands of dollars in interest expense as lenders recognize the value of a good credit history and typically offer lower interest rates.
The Motley Fool
This AI Stock Is Up Over 400% Since May — Is It Too Late to Buy?
Saturday Aug 05 2023 at 07:15
Upstart deploys AI to assess the creditworthiness of a potential borrower. The Federal Reserve is partially to blame for Upstart’s previous stock woes.
Zacks Investment Research
Fair Isaac (FICO) Q3 Earnings Beat, Revenues Improve Y/Y
Thursday Aug 03 2023 at 14:15
Fair Isaac’s (FICO) third-quarter fiscal 2023 results benefit from higher revenues from mortgage, auto and credit card, personal loan and other originations.
Seeking Alpha
Fair Isaac Corporation (FICO) Q3 2023 Earnings Call Transcript
Wednesday Aug 02 2023 at 21:52
Fair Isaac Corporation (NYSE:FICO ) Q3 2023 Earnings Conference Call August 2, 2023 5:00 PM ET Company Participants William Lansing – President, CEO & Director Steven Weber – CFO Conference Call Participants Manav Patnaik – Barclays Bank Faiza Alwy – Deutsche Bank Surinder Thind – Jefferies Rajiv Bhatia – Morningstar Inc. Jeffrey Meuler – Robert W. Baird & Co. George Tong – Goldman Sachs Group Kyle Peterson – Needham & Company Operator Greetings, and welcome to the Fair Isaac Corporation Quarterly Earnings Call.
Zacks Investment Research
Fair Isaac (FICO) Surpasses Q3 Earnings and Revenue Estimates
Wednesday Aug 02 2023 at 20:14
Fair Isaac (FICO) came out with quarterly earnings of $5.66 per share, beating the Zacks Consensus Estimate of $5.30 per share. This compares to earnings of $4.47 per share a year ago.
Zacks Investment Research
Why Earnings Season Could Be Great for Fair Isaac (FICO)
Tuesday Aug 01 2023 at 10:25
Fair Isaac (FICO) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.
Zacks Investment Research
Fair Isaac (FICO) to Report Q3 Earnings: What’s in Store?
Friday Jul 28 2023 at 13:15
Fair Isaac’s (FICO) third-quarter fiscal 2023 performance will likely reflect a strong momentum in its scores and software business, despite a volatile macro environment.
Business Wire
Fair Isaac Corporation Announces Date for Reporting of Third Quarter Fiscal 2023 Financial Results
Wednesday Jul 26 2023 at 16:15
BOZEMAN, Mont.–(BUSINESS WIRE)–FICO (NYSE:FICO), a leading predictive analytics and decision management software company, will announce its third quarter fiscal 2023 results on August 2, 2023, after the market closes and will host a conference call on August 2nd at 5:00 p.m. Eastern Time (4:00 p.m. Central/ 2:00 p.m. Pacific). This call will be webcast and can be accessed at FICO’s website at http://www.fico.com/investors. A replay of the webcast will be available at our Event Calendar under Past Ev.
InvestorPlace
3 Stocks to Buy to Turn $9,000 Into $9 Million
Wednesday Jul 19 2023 at 12:22
Everyone and their dog is looking for millionaire-maker stocks that could set them up for life. The truth is, it’s not so hard to find them.
Zacks Investment Research
Fair Isaac (FICO) Partners With Belvo to Expand Credit Access
Wednesday Jun 28 2023 at 12:06
Fair Isaac (FICO) announces partnership with Belvo to create open finance score model for Latin America. This reflects on its strong product portfolio and expanding clientele.
Zacks Investment Research
Fair Isaac’s (FICO) AI Tools Help Lenders to Improve Pricing
Tuesday Jun 13 2023 at 11:18
Fair Isaac (FICO) gets selected by various European banks to improve pricing and customer experience, reflecting a strong customer base and product portfolio.
InvestorPlace
Shh! 3 Stocks That Are Quietly Killing It This Year.
Tuesday Jun 13 2023 at 06:46
Hidden gems are out there. Investors don’t need to pile into stocks focused on artificial intelligence to make money in the current market.
InvestorPlace
Get Out Now! 3 Tech Stocks That Are Poised to Plunge
Monday Jun 12 2023 at 09:00
It’s hard to believe, less than halfway into 2023 that investors are talking about tech stocks poised to plunge. That’s right; Wall Street is getting nervous about the tech rally we’re currently enjoying.
The Motley Fool
Artificial Intelligence Meets Finance: These 2 Fintechs Are Shaping the Industry
Friday Jun 09 2023 at 06:30
The release of OpenAI’s ChatGPT has fired up investor interest in AI-related stocks. Upstart Holdings relies on AI to approve consumer loans that would get rejected using outdated assessment methods.
Seeking Alpha
Fair Isaac: Time To Fold On Pricing Power Questions
Thursday Jun 08 2023 at 00:23
Fair Isaac trades at 40x ’23 non-GAAP net income with modest growth projections, indicating great forward expectations. Household debt data shows FICO is extracting similar value from their respective lending ecosystem as peer Moody’s. FICO’s competitive advantage and pricing power are strong, but expecting scores revenue to perpetuate 20%+ growth is unrealistic.
The Motley Fool
3 Top Fintech Stocks to Buy in June
Monday Jun 05 2023 at 05:40
Investors are hoping that the Fed is done raising interest rates. The stocks below offer a mix of value and growth opportunities.
Zacks Investment Research
Fair Isaac’s (FICO) FICO Scores Improve Prosper’s Services
Monday May 22 2023 at 13:35
Fair Isaac (FICO) partners with Prosper to expand credit services and improve business outcomes, reflecting a strong customer base and product portfolio.
Zacks Investment Research
Fair Isaac (FICO) Leverages on AI Automation With Teradata
Friday May 19 2023 at 13:00
Fair Isaac (FICO) partners with Teradata to bring AI-powered decision automation and optimization to improve business outcomes, reflecting a strong partner base and product portfolio.
Investors Business Daily
8 ‘Pure’ Growth Stocks Are Stealthily Making Investors Rich Fast
Wednesday May 10 2023 at 08:00
Everyone knows just a handful of giant stocks are driving the S&P 500’s market value gains. But investors are making gains on pure growth.
InvestorPlace
3 Stocks Set to Soar After the May 2023 Fed Decision
Monday May 08 2023 at 15:10
On May 3, the U.S. Federal Reserve (Fed) hinted that it now plans to pause its monetary tightening regime and assess its impact on the economy. The signal that rates may not go any higher came as the central bank approved its 10th interest rate increase in a little more than a year.
Business Wire
FICO to Present at Upcoming Investor Conference
Friday May 05 2023 at 16:15
BOZEMAN, Mont.–(BUSINESS WIRE)–FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced Will Lansing, Chief Executive Officer, will present at the Barclays Americas Select Franchise Conference on Wednesday, May 10th at 10:45am BST at The Langham London, 1C Portland Place, London. The presentation will be streamed live on FICO’s website at http://www.fico.com/investors and will be available until May 5, 2024. About FICO FICO (NYSE: FICO) powers decisi.
Zacks Investment Research
Fair Isaac (FICO) Q2 Earnings Miss, Revenues Improve Y/Y
Friday Apr 28 2023 at 14:26
Fair Isaac’s (FICO) second-quarter fiscal 2023 results benefit from higher revenues from mortgage, auto and credit card, personal loan and other originations.
Seeking Alpha
Fair Isaac Corporation (FICO) Q2 2023 Earnings Call Transcript
Thursday Apr 27 2023 at 23:04
Fair Isaac Corporation (FICO) Q2 2023 Earnings Call Transcript.
Zacks Investment Research
Fair Isaac (FICO) Q2 Earnings Miss Estimates
Thursday Apr 27 2023 at 20:29
Fair Isaac (FICO) came out with quarterly earnings of $4.78 per share, missing the Zacks Consensus Estimate of $5.20 per share. This compares to earnings of $4.68 per share a year ago.
Zacks Investment Research
Fair Isaac (FICO) to Report Q2 Earnings: What’s in Store?
Tuesday Apr 25 2023 at 15:58
Fair Isaac’s (FICO) second-quarter fiscal 2023 results are expected to reflect a strong software segment and ACV booking business.
The Motley Fool
3 Reasons Upstart Should Seek an Alliance With Fair Isaac Corporation
Tuesday Apr 25 2023 at 05:37
Lenders are likely to demand an AI-driven loan assessment process eventually. The FICO score remains the standard for evaluating borrowers.
Business Wire
Fair Isaac Corporation Announces Date for Reporting of Second Quarter Fiscal 2023 Financial Results
Thursday Apr 13 2023 at 16:15
BOZEMAN, Mont.–(BUSINESS WIRE)–FICO (NYSE:FICO), a leading predictive analytics and decision management software company, will announce its second quarter fiscal 2023 results on April 27, 2023, after the market closes and will host a conference call on April 27th at 5:00 p.m. Eastern Time (4:00 p.m. Central/ 2:00 p.m. Pacific). This call will be webcast and can be accessed at FICO’s website at http://www.fico.com/investors.
Zacks Investment Research
Fair Isaac (FICO) Increases Potential With 12 Patent Grants
Wednesday Apr 05 2023 at 13:42
Fair Isaac (FICO) announces the grant of 12 new patents leading to innovations in data analytics and AI, reflecting on a strong product portfolio and expanding clientele.
InvestorPlace
The 7 Most Promising Fintech Stocks to Buy for April 2023
Tuesday Apr 04 2023 at 15:58
As a hotbed for innovation, top fintech stocks to buy have disrupted traditional financial services. They’ve delivered cutting-edge solutions bolstering efficiency and accessibility.
Fair Isaac Bankruptcy Risk
The Altman Z-score is a formula that measures a company’s financial health and bankruptcy risk. It assigns a numerical score based on various financial ratios. The Z-score is divided into different zones. If the Z-score is above 2.99, it indicates a lower bankruptcy risk, classifying the company as ‘safe’ or ‘non-distressed’. If the score falls below 1.81, it suggests a higher risk, indicating potential financial distress or bankruptcy. The range between 1.81 and 2.99 is called the ‘gray zone’ or zone of ambiguity.
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Fair Isaac’s Altman Z-score is 10.84 which is in the safe zone. This indicates the company is financially stable and less likely to experience financial distress or bankruptcy.
Derived from SEC.GOV filing dataopen_in_new
Fair Isaac Insider Trading
Insider trading is when individuals employed by a company buy or sell its securities following legal procedures and regulations. Company executives, directors, and employees may be permitted to buy or sell shares if they follow specific rules, such as filing a Form 4 with the SEC within two business days.
Learn more at Investopediaopen_in_new
Over the last 3 months, 1 insider has sold $202.61K of common stock in Fair Isaac on the stock market with no insider buying.
Derived from SEC.GOV filing dataopen_in_new
Debt & Income Analysis
Income quality measures a company’s operating cash flow to net income ratio. It helps investors and analysts assess the sustainability of a company’s earnings. A high QIR indicates strong cash flows, while a low QIR may indicate non-operating activities driving net income.
Learn more at WallStreetPrepopen_in_new
Fair Isaac’s Income Quality of 1.07 is greater than its Industry Group of 0.59 (81.4% greater)
Fair Isaac’s Income Quality of 1.07 is greater than its Major Industry Group of 0.42 (154.8% greater)
Fair Isaac’s Income Quality of 1.07 is greater than its Sector of 0.5 (114.0% greater)
Derived from SEC.GOV filing dataopen_in_new
Current ratio measures a company’s ability to pay off short-term debt with its current assets (assets that a company expects to use up or convert to cash within a year). It represents the $ amount of current assets a company has for every $1 of short-term debt. A high current ratio above 1.0 indicates that a company can meet its short-term obligations, while a low current ratio below 1.0 suggests difficulty.
Learn more at Investopediaopen_in_new
Fair Isaac’s Current Ratio of 1.46 is lower than its Industry Group of 1.69 (-13.6% lower)
Fair Isaac’s Current Ratio of 1.46 is lower than its Major Industry Group of 1.69 (-13.6% lower)
Fair Isaac’s Current Ratio of 1.46 is in line with its Sector of 1.59 (-8.2% lower)
Derived from SEC.GOV filing dataopen_in_new
Value Analysis
PE ratio (price-to-earnings), measures a company’s stock price relative to its earnings per share. It helps investors evaluate whether its stock is overvalued or undervalued. A higher PE ratio indicates that investors are willing to pay more for a company’s earnings, while a lower PE ratio (above zero) suggests the company could be undervalued.
Learn more at Investopediaopen_in_new
Cannot compare a negative PE Ratio (51.06 & -0.08)
Cannot compare a negative PE Ratio (51.06 & -0.68)
Cannot compare a negative PE Ratio (51.06 & -0.29)
Derived from SEC.GOV filing dataopen_in_new
The PB ratio (price-to-book), measures a company’s stock price relative to its book value (net value of a company’s assets reported on its balance sheet, after subtracting debt) per share. It is used to evaluate a company’s valuation, with a lower PB ratio (above zero) indicating a lower valuation and a higher PB ratio suggesting overvaluation.
Learn more at Investopediaopen_in_new
Cannot compare a negative PB Ratio (-30.36 & 1.63)
Cannot compare a negative PB Ratio (-30.36 & 2.08)
Cannot compare a negative PB Ratio (-30.36 & 1.88)
Derived from SEC.GOV filing dataopen_in_new
Efficiency Analysis
ROE (Return on Equity), is a financial ratio that measures a company’s profitability relative to its shareholders’ equity (the amount of value in a company that belongs to the people who own shares). It indicates how efficiently a company generates profits per unit of equity invested. A high ROE suggests effective use of equity, while a low ROE indicates inefficiency.
Learn more at Investopediaopen_in_new
Fair Isaac’s ROE of -0.59 is lower than its Industry Group of 0.01 (-6000.0% lower)
Fair Isaac’s ROE of -0.59 is lower than its Major Industry Group of -0.06 (-883.3% lower)
Fair Isaac’s ROE of -0.59 is lower than its Sector of -0.04 (-1375.0% lower)
Derived from SEC.GOV filing dataopen_in_new
ROCE (Return on Capital Employed), is a financial ratio that measures a company’s profitability relative to the amount of capital invested in its operations. It indicates how well a company is generating profits from its capital investments. A high ROCE suggests effective use of capital, while a low ROCE indicates inefficiency.
Learn more at Investopediaopen_in_new
Fair Isaac’s ROCE of 0.51 is greater than its Industry Group of 0.02 (2450.0% greater)
Fair Isaac’s ROCE of 0.51 is greater than its Major Industry Group of -0.03 (1800.0% greater)
Fair Isaac’s ROCE of 0.51 is greater than its Sector of -0.02 (2650.0% greater)
Derived from SEC.GOV filing dataopen_in_new