Live Oak Bancshares, Inc operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States.
infoLive Oak Bancshares is a small cap stock with a total market cap of 1.51B.
infoThey trade on the NASDAQ and had their IPO 8 years and 1 month ago.
infoLive Oak Bancshares currently employs 984 people.
infoAs of Wednesday, Aug 23 2023, Live Oak Bancshares’s share price is $34.01.
News Relating to Live Oak Bancshares
Zacks Investment Research
3 Reasons to Add Live Oak (LOB) Stock to Your Portfolio Now
Thursday Aug 17 2023 at 14:47
Live Oak (LOB) appears to be a viable investment option right now, backed by strong earnings growth prospects and revenue strength.
Market Watch
10 regional banks expected to buck a weak industry trend
Tuesday Aug 08 2023 at 12:15
Bank stocks took a pounding on Tuesday, after Moody’s downgraded its credit ratings for several smaller regional banks and put six larger players on review for possible downgrades. Below is a screen of bank stocks to highlight 10 that are expected to buck the industry trend for reduced profitability in their core businesses.
The Motley Fool
Why Live Oak Stock Grew Taller in July
Wednesday Aug 02 2023 at 17:33
Live Oak beat estimates in the second quarter, and posted solid deposit growth. Asset quality remains strong.
Seeking Alpha
Live Oak Bancshares, Inc. (LOB) Q2 2023 Earnings Call Transcript
Wednesday Jul 26 2023 at 21:28
Live Oak Bancshares, Inc. (NYSE:LOB ) Q2 2023 Earnings Conference Call July 26, 2023 9:00 AM ET Company Participants Greg Seward – Chief Risk Officer and General Counsel Chip Mahan – Chairman and Chief Executive Officer William Losch – Chief Financial Officer and Chief Banking Officer Huntley Garriott – President, Live Oak Bank Steven Smits – Chief Credit Officer Conference Call Participants Crispin Love – Piper Sandler Steven Alexopoulos – JP Morgan David Feaster – Raymond James Brandon King – Truist Securities Michael Perito – KBW Operator Good morning, ladies and gentlemen, and welcome to the Live Oak Bancshares Q2 Earnings Conference Call. At this time, all lines are in listen-only mode.
Zacks Investment Research
Compared to Estimates, Live Oak Bancshares (LOB) Q2 Earnings: A Look at Key Metrics
Tuesday Jul 25 2023 at 21:23
Although the revenue and EPS for Live Oak Bancshares (LOB) give a sense of how its business performed in the quarter ended June 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Zacks Investment Research
Live Oak Bancshares (LOB) Q2 Earnings and Revenues Top Estimates
Tuesday Jul 25 2023 at 19:53
Live Oak Bancshares (LOB) came out with quarterly earnings of $0.39 per share, beating the Zacks Consensus Estimate of $0.31 per share. This compares to earnings of $2.16 per share a year ago.
GlobeNewsWire
Live Oak Bancshares, Inc. Announces Date of Second Quarter 2023 Financial Results
Tuesday Jul 11 2023 at 09:30
WILMINGTON, N.C., July 11, 2023 (GLOBE NEWSWIRE) — Live Oak Bancshares, Inc. (“Live Oak”) (NYSE: LOB) today announced that it will report its second quarter 2023 financial results after U.S. financial markets close on Tuesday, July 25, 2023.
Zacks Investment Research
New Strong Sell Stocks for June 28th
Wednesday Jun 28 2023 at 08:21
LOB, MRCY and PCH have been added to the Zacks Rank #5 (Strong Sell) List on June 28, 2023.
The Motley Fool
This Bank Stock Is Just Too Cheap
Friday Jun 23 2023 at 08:59
Live Oak Bancshares serves small businesses and is the top lender through the Small Business Administration’s lending program. The bank was a big winner during the pandemic, as it helped facilitate billions in Paycheck Protection Program loans for small businesses.
The Motley Fool
How the Banking Landscape Has Changed
Wednesday Jun 14 2023 at 16:10
Chip Mahan, CEO of Live Oak Bancshares, helps sort through the noise.
The Motley Fool
3 Bank Stocks Worth Buying in This Crisis
Sunday May 07 2023 at 06:03
The banking cycle looks uncertain. History tells us that’s often the best time to be a buyer.
The Motley Fool
Banking Crisis 2023: Before Buying or Selling Bank Stocks, Do This
Friday May 05 2023 at 05:02
The sharp rise in interest rates has flipped the banking model on its head for some banks.
Seeking Alpha
Live Oak Bancshares, Inc. (LOB) Q1 2023 Earnings Call Transcript
Saturday Apr 29 2023 at 13:52
Live Oak Bancshares, Inc. (NYSE:LOB ) Q1 2023 Earnings Conference Call April 27, 2023 9:00 AM ET Company Participants Greg Seward – Chief Risk Officer and General Counsel James Mahan – Chairman and Chief Executive Officer Huntley Garriott – President William Losch – Chief Financial Officer Steven Smits – Chief Credit Officer Conference Call Participants Brandon King – Truist Securities Crispin Love – Piper Sandler Steven Alexopoulos – JPMorgan David Feaster – Raymond James Operator Good morning, ladies and gentlemen, and welcome to the Q1 2023 Live Oak Bancshares Earnings Call. [Operator Instructions] This call is being recorded on Thursday, April 27, 2023.
Zacks Investment Research
Live Oak Bancshares (LOB) Lags Q1 Earnings and Revenue Estimates
Wednesday Apr 26 2023 at 21:59
Live Oak Bancshares (LOB) came out with quarterly earnings of $0.01 per share, missing the Zacks Consensus Estimate of $0.36 per share. This compares to earnings of $0.76 per share a year ago.
Investors Business Daily
10 Banks’ Profit Is About To Completely Fall Apart, Analysts Warn
Tuesday Apr 11 2023 at 07:30
Just when you thought the banking crisis was over — you’d better brace for an onslaught of big drops in bank profit. The post 10 Banks’ Profit Is About To Completely Fall Apart, Analysts Warn appeared first on Investor’s Business Daily.
Seeking Alpha
Live Oak Bancshares: The Market Threw The Baby Out With The Bathwater This Time
Sunday Apr 02 2023 at 05:37
Shares of Live Oak Bancshares have suffered mightily as of late as concerns over a banking crisis have mounted. Although this may cause investors to worry, Live Oak Bancshares is a solid operator that is likely to hold up well even if the crisis isn’t contained.
The Motley Fool
The Fed Just Raised Interest Rates Again: That’s Great for These 2 Stocks
Friday Mar 24 2023 at 17:11
People spending money on their homes, and a loan book that moves up with higher rates, make these two stocks beneficiaries of rising interest rates.
Barrons
4 Small-Cap Stocks to Consider Amid the Downturn
Friday Mar 17 2023 at 19:37
Small-caps have been decimated these past two weeks. It’s opened up some fertile ground for bargain-hunters.
Zacks Investment Research
Live Oak Bancshares (LOB) Surges 8.5%: Is This an Indication of Further Gains?
Thursday Mar 16 2023 at 06:55
Live Oak Bancshares (LOB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
The Motley Fool
Is This the Biggest Risk to Live Oak Bancshares?
Friday Feb 17 2023 at 05:45
By putting safety and profitability ahead of growth, Live Oak may be able to mitigate its biggest risk.
The Motley Fool
Don’t Worry, Live Oak Investors: The Long-Term Opportunity Is Very Much Intact
Tuesday Feb 07 2023 at 09:33
Live Oak Bancshares’ stock has struggled over the last year.
The Motley Fool
This Bank Stock Looks Like a Steal After Strong Earnings
Friday Jan 27 2023 at 06:08
With a unique focus and excellent asset quality, Live Oak Bancshares deserves a closer look.
Seeking Alpha
Live Oak Bancshares, Inc. (LOB) Q4 2022 Earnings Call Transcript
Thursday Jan 26 2023 at 13:43
Live Oak Bancshares, Inc. (NYSE:LOB ) Q4 2022 Earnings Conference Call January 26, 2023 9:00 AM ET Company Participants Greg Seward – Chief Risk Officer and General Counsel James Mahan – Chairman and Chief Executive Officer William Losch – Chief Financial Officer Huntley Garriott – President Steve Smits – Chief Credit Officer Conference Call Participants Steven Alexopoulos – JPMorgan Crispin Love – Piper Sandler Michael Perito – KBW Operator Good day and thank you for standing by. Welcome to the Q4 2022 Live Oak Bancshares Inc. Earnings Conference Call.
Zacks Investment Research
Live Oak Bancshares (LOB) Q4 Earnings and Revenues Lag Estimates
Wednesday Jan 25 2023 at 19:33
Live Oak Bancshares (LOB) delivered earnings and revenue surprises of -90% and 5.90%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?
GlobeNewsWire
Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2022 Financial Results
Wednesday Jan 11 2023 at 16:30
WILMINGTON, N.C., Jan. 11, 2023 (GLOBE NEWSWIRE) — Live Oak Bancshares, Inc. (“Live Oak”) (NYSE: LOB) today announced that it will report its fourth quarter 2022 financial results after U.S. financial markets close on Wednesday, January 25, 2023.
The Motley Fool
Here’s What You Can Do That Warren Buffett Can’t
Tuesday Jan 10 2023 at 07:45
Sometimes, being bigger isn’t always better.
Seeking Alpha
Live Oak Bancshares, Inc. (LOB) Q3 2022 Earnings Call Transcript
Sunday Oct 30 2022 at 09:22
Live Oak Bancshares, Inc. (NASDAQ:LOB ) Q3 2022 Earnings Conference Call October 27, 2022 9:00 AM ET Company Participants Greg Seward – Chief Risk Officer and General Counsel James Mahan – Chairman and Chief Executive Officer William Losch – Chief Financial Officer Huntley Garriott – President Neil Lawrence – President & Director Conference Call Participants Steven Alexopoulos – JPMorgan Crispin Love – Piper Sandler Michael Perito – KBW Operator Thank you for standing by, and welcome to Live Oak Bancshares Third Quarter 2022 Earnings Conference Call. [Operator Instructions] I would now like to hand the conference over to General Counsel and Chief Risk Officer at Live Oak Bank, Greg Seward.
GlobeNewsWire
Live Oak Bancshares, Inc. Announces Date of Third Quarter 2022 Financial Results
Wednesday Oct 12 2022 at 16:00
WILMINGTON, N.C., Oct. 12, 2022 (GLOBE NEWSWIRE) — Live Oak Bancshares, Inc. (“Live Oak”) (Nasdaq: LOB) today announced that it will report its third quarter 2022 financial results after U.S. financial markets close on Wednesday, October 26, 2022.
The Motley Fool
Want $500 in Passive Income? Invest $10,000 in These 3 Warren Buffett Dividend Stocks and Wait 3 Years
Saturday Sep 24 2022 at 07:17
These Buffett stocks are beaten down for bad reasons.
The Motley Fool
Down 65% From Its High, This Growth Stock Looks Like a No-Brainer
Saturday Sep 10 2022 at 09:48
Near-term headwinds have this bank’s shares trading at a deep discount.
Live Oak Bancshares Bankruptcy Risk
The Altman Z-score is a formula that measures a company’s financial health and bankruptcy risk. It assigns a numerical score based on various financial ratios. The Z-score is divided into different zones. If the Z-score is above 2.99, it indicates a lower bankruptcy risk, classifying the company as ‘safe’ or ‘non-distressed’. If the score falls below 1.81, it suggests a higher risk, indicating potential financial distress or bankruptcy. The range between 1.81 and 2.99 is called the ‘gray zone’ or zone of ambiguity.
Learn more at Investopediaopen_in_new
Live Oak Bancshares’s Altman Z-score is 32.45 which is in the safe zone. This indicates the company is financially stable and less likely to experience financial distress or bankruptcy.
Derived from SEC.GOV filing dataopen_in_new
Live Oak Bancshares Insider Trading
Insider trading is when individuals employed by a company buy or sell its securities following legal procedures and regulations. Company executives, directors, and employees may be permitted to buy or sell shares if they follow specific rules, such as filing a Form 4 with the SEC within two business days.
Learn more at Investopediaopen_in_new
Over the last 3 months, 2 insiders have bought $197.61K of common stock in Live Oak Bancshares on the stock market with no insider selling.
Derived from SEC.GOV filing dataopen_in_new
Debt & Income Analysis
Income quality measures a company’s operating cash flow to net income ratio. It helps investors and analysts assess the sustainability of a company’s earnings. A high QIR indicates strong cash flows, while a low QIR may indicate non-operating activities driving net income.
Learn more at WallStreetPrepopen_in_new
Live Oak Bancshares’s Income Quality of 2.02 is greater than its Industry Group of 1.3 (55.4% greater)
Live Oak Bancshares’s Income Quality of 2.02 is greater than its Major Industry Group of 1.32 (53.0% greater)
Live Oak Bancshares’s Income Quality of 2.02 is greater than its Sector of 0.58 (248.3% greater)
Derived from SEC.GOV filing dataopen_in_new
Data is unavailable for Current Ratio
Value Analysis
PE ratio (price-to-earnings), measures a company’s stock price relative to its earnings per share. It helps investors evaluate whether its stock is overvalued or undervalued. A higher PE ratio indicates that investors are willing to pay more for a company’s earnings, while a lower PE ratio (above zero) suggests the company could be undervalued.
Learn more at Investopediaopen_in_new
Live Oak Bancshares’s PE Ratio of 24.1 is greater than its Industry Group of 7.82 (208.2% greater)
Live Oak Bancshares’s PE Ratio of 24.1 is greater than its Major Industry Group of 8.01 (200.9% greater)
Live Oak Bancshares’s PE Ratio of 24.1 is greater than its Sector of 7.86 (206.6% greater)
Derived from SEC.GOV filing dataopen_in_new
The PB ratio (price-to-book), measures a company’s stock price relative to its book value (net value of a company’s assets reported on its balance sheet, after subtracting debt) per share. It is used to evaluate a company’s valuation, with a lower PB ratio (above zero) indicating a lower valuation and a higher PB ratio suggesting overvaluation.
Learn more at Investopediaopen_in_new
Live Oak Bancshares’s PB Ratio of 0.14 is lower than its Industry Group of 0.58 (-75.9% lower)
Live Oak Bancshares’s PB Ratio of 0.14 is lower than its Major Industry Group of 0.36 (-61.1% lower)
Live Oak Bancshares’s PB Ratio of 0.14 is lower than its Sector of 0.72 (-80.6% lower)
Derived from SEC.GOV filing dataopen_in_new
Efficiency Analysis
ROE (Return on Equity), is a financial ratio that measures a company’s profitability relative to its shareholders’ equity (the amount of value in a company that belongs to the people who own shares). It indicates how efficiently a company generates profits per unit of equity invested. A high ROE suggests effective use of equity, while a low ROE indicates inefficiency.
Learn more at Investopediaopen_in_new
Live Oak Bancshares’s ROE of 0.01 is lower than its Industry Group of 0.08 (-87.5% lower)
Live Oak Bancshares’s ROE of 0.01 is lower than its Major Industry Group of 0.02 (-50.0% lower)
Live Oak Bancshares’s ROE of 0.01 is lower than its Sector of 0.04 (-75.0% lower)
Derived from SEC.GOV filing dataopen_in_new
ROCE (Return on Capital Employed), is a financial ratio that measures a company’s profitability relative to the amount of capital invested in its operations. It indicates how well a company is generating profits from its capital investments. A high ROCE suggests effective use of capital, while a low ROCE indicates inefficiency.
Learn more at Investopediaopen_in_new
Live Oak Bancshares’s ROCE of 0.02 is in line with its Industry Group of 0.02
Live Oak Bancshares’s ROCE of 0.02 is in line with its Major Industry Group of 0.02
Live Oak Bancshares’s ROCE of 0.02 is in line with its Sector of 0.02
Derived from SEC.GOV filing dataopen_in_new