Southern First Bancshares, Inc operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia.
infoSouthern First Bancshares is a micro cap stock with a total market cap of 231.02M.
infoThey trade on the NASDAQ and had their IPO 23 years and 9 months ago.
infoSouthern First Bancshares currently employs 293 people.
infoAs of Wednesday, Aug 23 2023, Southern First Bancshares’s share price is $28.67.
News Relating to Southern First Bancshares
Zacks Investment Research
Southern First (SFST) Q2 Earnings and Revenues Miss Estimates
Tuesday Jul 25 2023 at 12:22
Southern First (SFST) came out with quarterly earnings of $0.31 per share, missing the Zacks Consensus Estimate of $0.32 per share. This compares to earnings of $0.90 per share a year ago.
Zacks Investment Research
Compared to Estimates, Southern First (SFST) Q2 Earnings: A Look at Key Metrics
Tuesday Jul 25 2023 at 12:22
While the top- and bottom-line numbers for Southern First (SFST) give a sense of how the business performed in the quarter ended June 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Zacks Investment Research
Southern First (SFST) Q1 Earnings and Revenues Lag Estimates
Tuesday Apr 25 2023 at 12:11
Southern First (SFST) came out with quarterly earnings of $0.33 per share, missing the Zacks Consensus Estimate of $0.64 per share. This compares to earnings of $0.98 per share a year ago.
Zacks Investment Research
Earnings Preview: Southern First (SFST) Q1 Earnings Expected to Decline
Tuesday Apr 18 2023 at 11:26
Southern First (SFST) doesn’t possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Benzinga
5 Financial Stocks That Are Diving – And May Rally
Thursday Jan 26 2023 at 07:42
The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.
Zacks Investment Research
Southern First (SFST) Q4 Earnings and Revenues Miss Estimates
Tuesday Jan 24 2023 at 12:47
Southern First (SFST) delivered earnings and revenue surprises of -33.33% and 11.31%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?
Zacks Investment Research
Southern First (SFST) Q3 Earnings Beat Estimates
Tuesday Oct 25 2022 at 12:02
Southern First (SFST) delivered earnings and revenue surprises of 0.97% and 3.45%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?
Zacks Investment Research
Analysts Estimate Southern First (SFST) to Report a Decline in Earnings: What to Look Out for
Tuesday Jul 19 2022 at 11:37
Southern First (SFST) doesn’t possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Seeking Alpha
Southern First Bancshares Could Become Interesting At A Slightly Lower Share Price
Thursday Apr 21 2022 at 10:00
Southern First Bancshares is the holding company for the Southern First Bank in South Carolina. The bank’s earnings profile is very decent and the mortgage banking business adds a few million dollars to the taxable income.
Zacks Investment Research
Southern First (SFST) Upgraded to Strong Buy: What Does It Mean for the Stock?
Thursday Dec 09 2021 at 13:03
Southern First (SFST) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
Zacks Investment Research
Top 5 Bank Stocks as Fed May Hike Rate Sooner Than Expected
Friday Nov 26 2021 at 08:27
We have narrowed our search to five regional banking stocks that have provided double-digit returns in the past three months. These are: BOKF, BPOP, CPF, CFB and SFST.
Zacks Investment Research
Is Southern First (SFST) Stock a Solid Choice Right Now?
Wednesday Apr 14 2021 at 09:55
Southern First (SFST) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.
Zacks Investment Research
Top Ranked Momentum Stocks to Buy for March 25th
Thursday Mar 25 2021 at 14:24
Top Ranked Momentum Stocks to Buy for March 25th
Zacks Investment Research
Earnings Preview: Southern First (SFST) Q4 Earnings Expected to Decline
Monday Feb 22 2021 at 13:41
Southern First (SFST) doesn’t possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Southern First Bancshares Bankruptcy Risk
The Altman Z-score is a formula that measures a company’s financial health and bankruptcy risk. It assigns a numerical score based on various financial ratios. The Z-score is divided into different zones. If the Z-score is above 2.99, it indicates a lower bankruptcy risk, classifying the company as ‘safe’ or ‘non-distressed’. If the score falls below 1.81, it suggests a higher risk, indicating potential financial distress or bankruptcy. The range between 1.81 and 2.99 is called the ‘gray zone’ or zone of ambiguity.
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Southern First Bancshares’s Altman Z-score is 0.87 which is in the distress zone. This indicates a higher risk of financial distress and potential bankruptcy for the company. It can serve as a warning sign of significant financial challenges, requiring careful consideration by potential investors.
Derived from SEC.GOV filing dataopen_in_new
Southern First Bancshares Insider Trading
Insider trading is when individuals employed by a company buy or sell its securities following legal procedures and regulations. Company executives, directors, and employees may be permitted to buy or sell shares if they follow specific rules, such as filing a Form 4 with the SEC within two business days.
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Over the last 3 months, 1 insider has bought $4.40K of common stock in Southern First Bancshares on the stock market with no insider selling.
Derived from SEC.GOV filing dataopen_in_new
Debt & Income Analysis
Income quality measures a company’s operating cash flow to net income ratio. It helps investors and analysts assess the sustainability of a company’s earnings. A high QIR indicates strong cash flows, while a low QIR may indicate non-operating activities driving net income.
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Southern First Bancshares’s Income Quality of 2.49 is greater than its Industry Group of 1.3 (91.5% greater)
Southern First Bancshares’s Income Quality of 2.49 is greater than its Major Industry Group of 1.32 (88.6% greater)
Southern First Bancshares’s Income Quality of 2.49 is greater than its Sector of 0.58 (329.3% greater)
Derived from SEC.GOV filing dataopen_in_new
Data is unavailable for Current Ratio
Value Analysis
PE ratio (price-to-earnings), measures a company’s stock price relative to its earnings per share. It helps investors evaluate whether its stock is overvalued or undervalued. A higher PE ratio indicates that investors are willing to pay more for a company’s earnings, while a lower PE ratio (above zero) suggests the company could be undervalued.
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Southern First Bancshares’s PE Ratio of 12.12 is greater than its Industry Group of 7.82 (55.0% greater)
Southern First Bancshares’s PE Ratio of 12.12 is greater than its Major Industry Group of 8.01 (51.3% greater)
Southern First Bancshares’s PE Ratio of 12.12 is greater than its Sector of 7.86 (54.2% greater)
Derived from SEC.GOV filing dataopen_in_new
The PB ratio (price-to-book), measures a company’s stock price relative to its book value (net value of a company’s assets reported on its balance sheet, after subtracting debt) per share. It is used to evaluate a company’s valuation, with a lower PB ratio (above zero) indicating a lower valuation and a higher PB ratio suggesting overvaluation.
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Southern First Bancshares’s PB Ratio of 0.06 is lower than its Industry Group of 0.58 (-89.7% lower)
Southern First Bancshares’s PB Ratio of 0.06 is lower than its Major Industry Group of 0.36 (-83.3% lower)
Southern First Bancshares’s PB Ratio of 0.06 is lower than its Sector of 0.72 (-91.7% lower)
Derived from SEC.GOV filing dataopen_in_new
Efficiency Analysis
ROE (Return on Equity), is a financial ratio that measures a company’s profitability relative to its shareholders’ equity (the amount of value in a company that belongs to the people who own shares). It indicates how efficiently a company generates profits per unit of equity invested. A high ROE suggests effective use of equity, while a low ROE indicates inefficiency.
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Southern First Bancshares’s ROE of 0.01 is lower than its Industry Group of 0.08 (-87.5% lower)
Southern First Bancshares’s ROE of 0.01 is lower than its Major Industry Group of 0.02 (-50.0% lower)
Southern First Bancshares’s ROE of 0.01 is lower than its Sector of 0.04 (-75.0% lower)
Derived from SEC.GOV filing dataopen_in_new
ROCE (Return on Capital Employed), is a financial ratio that measures a company’s profitability relative to the amount of capital invested in its operations. It indicates how well a company is generating profits from its capital investments. A high ROCE suggests effective use of capital, while a low ROCE indicates inefficiency.
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Southern First Bancshares’s ROCE of 0.01 is lower than its Industry Group of 0.02 (-50.0% lower)
Southern First Bancshares’s ROCE of 0.01 is lower than its Major Industry Group of 0.02 (-50.0% lower)
Southern First Bancshares’s ROCE of 0.01 is lower than its Sector of 0.02 (-50.0% lower)
Derived from SEC.GOV filing dataopen_in_new